Baby Bonds are a tool

to address the racial wealth gap.

Baby Bonds are graduated trust accounts. Funds are invested when a person is born and grow over time. They become accessible when the individual reaches adulthood and are typically spent on assets.

Examples of Baby Bond programs can be found in New York, Connecticut, and Maine, and soon elsewhere.

What is the racial wealth gap?

The racial wealth gap refers to the significant disparity in wealth between white households and Black, Indigenous, and People of Color (BIPOC) households.